In The Market For A New Car? Read This First!


Some people love cars and know a great deal about them. Everyone else, well, they're not exactly as astute and need some help when shopping for the right car. If the latter sounds more like you, you're in luck! Read on for tips and ideas.

Look for your car on the Internet before going to the lot. Only go to the dealer when you know exactly what you want. Make sure that you do your homework to get the best possible deal.

Check online to find the best deals. Sometimes, you may find the deal of a lifetime on the web. After finding the right car, just head over to the dealership to arrange for a purchase. If the dealership is close, think about going to them to save a little more money.

Get your financing in order before shopping for autos. You can go to a bank in order to secure the funds. This can often result in better interest rates. This can allow you to visit a dealership with the knowledge of knowing the amount of money you can afford on a vehicle.

Think about what kind of vehicle you want to buy before going to a dealership. You should do some research online to learn more about different kinds of vehicles before you make your decision. You will also have a better idea of the price you want to pay for a vehicle.

Make it a policy to always pay less than the sticker price. The price on the sticker isn't what the dealer really wants. If you are not good at negotiating bring someone with you that is. You should be sure that you know what a fair price for the vehicle is beforehand so you know what you are willing to pay.

Take someone along to help you car shop. This individual can be another pair of eyes and ears, and they just might save you from a bad deal by nudging you to walk away when you should. This person can be a friend, relative or spouse.

Bring someone with you when you are shopping for a car. You are more likely to remember to ask all the right questions and negotiate the best price if you have back up. Let the adviser know what you need in order to budget prior to going to a lot.

If you're looking for a brand new car, talk to your bank about your loan options prior to going shopping. This is simply for your own peace of mind. Though the dealership's finance department may get you a better deal than the bank, it's still wise to know what the interest rates will be prior to shopping.

Try to avoid showing up at the dealership in an expensive car. No matter how good you are at negotiating, they will reject any lower offers you put forth. If you are going to trade in that nice car, then that is the only reason you would bring it with you.

Refrain from bringing up incentives or down payments before negotiating. These will be removed from that bottom line price. If you negotiate a deal before you talk about any extras, you will receive a much better deal.

Don't feel locked into one dealer or dealership. Often, you can find just the right vehicle through private sales or smaller lots. You should use your newspaper or sales pad to find a car from a private owner.

There's no need to be frightened! You should now know what goes into getting the vehicle that you are wishing to purchase! You will feel better about this important expense if you get a quality vehicle. Go out and have a blast!

Tips To Find Cheap Auto Insurance Policies


Buying an auto insurance policy can seem like a big headache. Choosing the right auto insurance requires some attention to obtain the insurance coverage that best suits your budget needs. These guidelines offer valuable insight into securing the best policy for yourself and your vehicle.

You must understand the various coverage types when buying car insurance. Even though you may be getting insurance for one vehicle, there are many factors involved in the final cost. If you cause an accident that results in the death or bodily injury of another person, bodily injury liability insurance will protect you financially.

When shopping for vehicle insurance coverage for your teen, ask your agent to give you a quote, both as a separate policy and also as an addition to your existing policy. The type of vehicles that are being insured will factor into the costs, but purchasing a separate policy for a teenager may be less expensive.

Most states require all drivers to have liability insurance. You should check the legal requirements for the state where you live, and make sure that your coverage meets the established minimum. If you cause an accident or are the victim in an accident, you will be breaking the law if you are uninsured, as well as having to face serious financial consequences.

Many people believe the misconception that once a driver reaches 25 their insurance rates decrease automatically. The fact is that insurance rates actually drop as soon as a driver turns eighteen if he or she is a safe driver.

Be sure to get quotes from multiple car insurance providers. There are several factors at work that can cause major variations in insurance rates. Check back with those companies every year to see if you could save more money. However, make sure the policy details for each quote are very similar.



Replace your high-performance car with a simpler, less costly one. Although fast and furious sports cars are impressive, they also cost a premium to insure. A low-profile automobile is a great choice. Make sure that you pay attention to engine size, though, as vehicles with larger motors also cost more to insure. Also, since sports cars are more often the target of theft, they are more expensive to insure.



The most beneficial tip when it comes to auto insurance is to maintain a spotless driving history. A car accident will quickly increase your insurance premium. Take into account any limitations you have that can adversely affect your ability to drive safely, such as the need to wear corrective lenses. In addition, try to steer clear of risky situations that can result in an accident. For example, if you have a hard time seeing the road late at night, avoid driving during this time.

Geographical location can have either a negative or positive affect on your insurance premiums. Insurance rates differ depending on whether you live in a rural and suburban area as opposed to a city. Usually a rural and suburban area will have reduced rates due to a lower incidents of crime and accidents.

Having the right kind of insurance can save a person quite a bit of cash if they get into some kind of accident. Choosing a reputable company and thorough coverage will leave you with only the cost of the deductible to deal with in such an occasion.

As you are now aware, car insurance is a deeper subject than is commonly thought. Although it requires common sense and research, it's worth it at the end so you can protect your vehicle's life. These tips are guidelines for making the best choice in car insurance.

How To Car Shop Without Blowing Your Top


Shopping for a car should be fun. Driving around in your new car is great, and shopping for it should be fun as well. Still, most people think that purchasing a vehicle is simply a headache. Read on to find out how to buy a car smarter and enjoy it more, too.

Check online before going to the lot. Only go to the dealer when you know exactly what you want. Research brands online to learn what you like best as well as which brands are safest. The dealer often won't talk about safety or other things it's important for you to know.

The Internet is a goldmine of promotions and special deals. Some of the best deals can be found on the Internet. When you locate the model you want, you can go to the dealer directly or have a local dealer bring the car to you. You can save money by just going to the dealership yourself, as long as it's not that far away.

Research any dealers you're considering before making an offer. You are sure to have more success in your negotiations if you already know how they typically do business. Also, reading their customer reviews may help you avoid losing money.

You want to stay focused on the total price, not monthly payments. The monthly price can be changed to suit your needs, but the overall price will still be very high. Don't forget to check that before you sign on the dotted line. Rather, concentrate on getting the lowest overall cost for the car. After, work out a monthly fee you can afford.

If you're shopping for a used car, try to have it inspected by a mechanic not from the dealership. If the dealer does not cooperate, go to another dealer. Good mechanics will be able to see major problems like previous wrecks or water damage.

Expect that car shopping will take a good chunk of time. You don't want to feel like you're rushed when trying to get comfortable about a deal. Give yourself a whole afternoon. If time is running short, don't hesitate to come back when it is more convenient.

What have your loved ones heard about local dealers or car manufacturers? Do they like the car they have? Are they regretting their vehicle purchase? Are they hearing good things about other cars on the market? When you are beginning your search for a new vehicle, this is a great way to obtain some initial information.

When you are buying a new car, set your budget before going to the dealer. Never pass your budget, no matter how much pressure you get from the dealer. Do not let the salesperson talk you into purchasing an expensive car if you are going to spend the next years struggling to make your payments.





Shopping for a new car should not be a stressful and unpleasant experience. You can take certain steps to make car shopping positive. Ditch the car-buying blues and set out to find the car, truck or SUV that will meet your needs.

At Ozzy Tyres wheels shop they work hard to provide their customers with not only amazing wheels and tyres, but some fantastic services as well. Before getting your car lowered, make sure you understand all of the implications and always talk to one of their highly trained professionals for some extra advice on modifying your car!

Aside from an extensive range of high quality wheels and tyres here at Ozzy Tyres, we are committed to providing a great range of other services to our customers. One main thing shop owners get asked a lot about is lowering the suspension on a vehicle.

Lowered suspensions on a vehicle can truly give it that fierce racing car look, but it can have a lot of disadvantages with it as well. A lowered suspension, despite many of our customers misconceptions, is generally not for an everyday car. Here we’ll explain all of the various advantages and disadvantages for suspension lowering on a vehicle so you can decide for yourself if this is the absolute best decision for your vehicle’s needs.

Advantages to Car Lowering

Get that “racing” look - Racing wheels and tyres can make your car handle better and look significantly more appealing, but nothing will truly give your vehicle that “racing” look like a lowered suspension. A lowered car screams sleek, fast, and destructive and will definitely get heads turning your way when you’re driving in it!

Lower risk of rolling – Vehicles rolling can seriously maim or kill the people inside of it and anyone in the vicinity, especially if it is a racing vehicle. Fortunately when you decrease the amount of distance from the vehicle to the ground, the chances of it rolling are significantly reduced as well!

More aerodynamic – The number one reason why people lower the suspension on their car is to ensure that there is less air underneath it. With less air there is going to be less of a negative effect from wind drag meaning that the car, as a whole, will go faster.

Better traction – While the handling improvements for a lowered vehicle may be debatable, there is no doubt that a lowered suspension does help ensure that the vehicle’s tyres maintain more contact with the ground which improves traction.

Disadvantages to Car Lowering

Increased potential for damage – When driving your lowered vehicle around town you may end up hitting a pot hole or going over a set of tracks and this is generally a really bad thing for lowered cars. Many people avoid driving their vehicles on anything but what they know is a completely flat road because pot holes and train tracks can seriously damage the underside of a vehicle and destroy the front bumper.

More money – on top of having to actually pay a fair bit of money to get your car lowered, your insurance will also go up as well since this is a car modification to make the vehicle faster. Additionally this can cost you money on a car sale if you wish to sell it later on as modifications can seriously lower the value to everyday people.

Rough ride – The whole idea that you are lowering your suspension means that you are taking away from the vehicles natural ability to absorb shock. This means that when you go over bumps, if there is a slight tremor in your tire, or if there is anything at all, you’re going to feel it while driving!